The average person becomes a stylist because he or she has the skills to make others look simply amazing. They often have a talent for it at a young age and only grow that talent when they attend school. Today’s salon marketplace is booming, with billions of dollars being spent every year by people who rush into their local salon to look and feel better. Whether you have a hair salon, a barber shop, a beauty salon, a spa, or a nail salon, it’s important to make sure that you have all of your insurance needs covered so that you can keep making people look gorgeous.
Legal Responsibilities
Any business owner has a number of legal responsibilities they have to tend to, but salon owners may have an even trickier time ensuring that all of their responsibilities are covered. Salons are a continually changing environment. You not only have employees going here and there and running all different types of machines, you also have customers and clients coming in and out all day long, also being exposed to the same machines. There are a few things that you need to make sure you have covered if you want to own a successful salon.
- Workplace Regulations Act: This sets all the responsibilities that you have as an owner to make sure that it is a sanitary working environment and all the equipment is properly maintained.
- Offices, Shops and Railway Premises Act: All of your firefighting equipment needs to be properly maintained and you need to have adequate ventilation and a sanitary environment to make sure that you’re in compliance with this act.
- Personal Protective Equipment at Work: All of the equipment that your salon employees will be using are required to have the necessary accompanying protective equipment.
- Employers Liability Act: You must, by law, have employer’s liability insurance.
- Control of Substances Hazardous to Health: All employees must be trained to use and monitor any hazardous chemicals correctly.
Risk Assessment and Insurance
By law, salon owners are also required to do a risk assessment which helps to identify any risks that may exist in your salon and the measures that you’ve taken to fix them. When it comes to insurance, having the right salon insurance is extremely important. You first need to have insurance that covers the premises that you have your salon on. Your entire business is likely under one roof so you need to make sure that you protect everything properly. Insurance that covers damage to any equipment that may occur is also a very good idea. You will want to make sure that you are covered completely so that the full value of the equipment will be returned to you should something happen to your work items. Public liability is definitely a must so that you can be covered in the event that an accident happens to someone on your property. There are a number of different types of insurance options you can choose as a salon owner. A bit of comparison shopping here can go a long way so you can focus on making your clientele look and feel better!
