When buying a car insurance plan, you should be very careful. There are different types of plans available. The plans from the different insurance providers also vary in their degrees of efficiency. As a result, it is very important for you to choose a good plan from a good insurance provider. Bharti Axa General Insurance is one of the best private sector insurance companies of India. They have some of the best plans on offer. Take a look at the Bharti Axa Car Insurance plans and then choose the perfect cover for yourself.
Understanding the types of car insurance
First and foremost, you need to understand that motor insurance is available in two types – the basic third party cover and the comprehensive cover. A third party car insurance plan covers the damages sustained by a third party in an accident involving your vehicle. You also get a personal accident cover under such a plan. However, the damages to your own vehicle are not covered.
In a comprehensive plan, you get all the benefits of a third party cover, and additionally, also get a cover for your own vehicle. This is a more useful plan, but it is also a more expensive plan. You therefore have to see what kind of plan you need and then make a choice accordingly.
Bharti Axa Car Insurance Plan Features
Bharti Axa has the third party as well as the comprehensive car insurance plans on offer. If you choose to buy your motor insurance plan from this particular insurance provider, you get the benefits of the following features:
- Wide-ranging insurance cover: Whether you buy a third party plan or a comprehensive plan, you will get many features under your car insurance cover. The Bharti Axa Car Insurance plans are very well-rounded and offer the maximum coverage at some of the best rates in the market.
- Large garage network: The Bharti Axa Car Insurance Company has a very large and impressive network of cashless garages where you can take your car to if you face a problem while driving. With over 1500 garages across the country, you are sure to find one close to you, no matter where you are. You can simply take your car there, flash your insurance details and your vehicle will be repaired in the best way possible.
- Roadside assistance: If you car breaks down in the middle of the road, all you need to do is give a call to the insurer. A towing truck will reach you within minutes and your car will be transported to the nearest garage for repairs. This is a very helpful feature offered by Bharti Axa Car Insurance.
- Riders available: You can choose to add many riders such as the zero depreciation rider and the engine protection rider. This helps you customise your plan and make it more useful for you.
- High claim settlement ratio: It is always better to buy your car insurance plan from an insurance provider who has a high claim settlement ratio. This will ensure you get your claim processed smoothly at the time of a requirement. Bharti Axa Car Insurance Company has one of the highest and most impressive claim settlement ratios in the business. This is a great feature that the company boasts of.
- Online convenience: You can buy, renew, service, pay the premium and access your car insurance plan at any time from the Bharti Axa mobile app or website. The insurer has a very strong online presence that makes it easy for you to own and use their plans.
- Excellent customer support: Last but not the least, Bharti Axa has a very good team of customer support executive who help you out whenever you face a problem. The customer support is an excellent feature of the insurer.
Be Aware Of The Following
So as you can see, there are many benefits of buying a Bharti Axa car insurance plan. However, when you buy any motor insurance policy, make sure you are aware of the no claim bonus, the deductibles and overall, the cost of the plan. These factors should work in your favour and make the motor policy affordable for you. Once you run the check and are satisfied, go ahead and purchase a good car insurance cover from Bharti Axa General Insurance. You will not have to worry about anything after that!
